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HOME FINANCE OF AMERICA
National Headquarters

521 Plymouth Road, Suite 112
Plymouth Meeting, PA 19462
1-800-358-LOAN (5626)
FAX: 610-834-7481

Last update: May 9, 2008 02:18 PM EST

Today's Rates - *For new applicants only
Conforming and Jumbo Programs | Conforming and Jumbo: Interest Only Programs

Conforming Programs
Conforming rates for loans under $417,000

Jumbo Loan Programs
Jumbo rates for loans over $417,000.

Conforming 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.375	1.750	5.604
5.500	1.000	5.660
5.625	0.500	5.740
5.625	0.000	5.694
6.125	-0.500	6.148

Jumbo 30 yr Fixed

RATES	POINTS	APR	APPLY NOW
7.875	1.000	8.020
8.000	0.500	8.093
8.125	0.250	8.192
8.250	0.000	8.290
8.500	-0.750	8.459

Conforming 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.375	1.500	5.652
5.500	1.000	5.716
5.625	0.500	5.779
5.750	0.000	5.842
6.000	-0.500	6.031

Jumbo 20 yr Fixed

RATES	POINTS	APR	APPLY NOW
8.000	1.000	8.135
8.000	1.000	8.135
8.125	0.500	8.193
8.250	0.000	8.250
8.500	-0.750	8.398

Conforming 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.125	1.750	5.513
5.250	1.000	5.521
5.375	0.500	5.568
5.375	0.000	5.490
5.750	-0.500	5.789

Jumbo 15 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.250	2.000	6.630
6.375	1.500	6.675
6.500	1.000	6.720
6.625	0.500	6.765
6.750	0.000	6.810

Conforming 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
5.125	1.750	5.513
5.250	1.000	5.521
5.375	0.500	5.568
5.500	0.000	5.616
5.750	-0.500	5.789

Jumbo 10 yr Fixed

RATES	POINTS	APR	APPLY NOW
6.000	1.000	6.094
6.125	0.750	6.196
6.250	0.500	6.298
6.375	0.250	6.399
6.500	0.000	6.500

Conforming 3/1 ARM

RATES	POINTS	APR	APPLY NOW
4.750	1.000	5.278
4.875	0.500	5.263
5.000	0.250	5.271
5.125	0.000	5.279
5.625	-0.750	5.333

Jumbo 3/1 ARM

RATES	POINTS	APR	APPLY NOW
6.625	1.250	5.735
6.750	1.000	5.743
6.875	0.750	5.751
7.000	0.500	5.760
7.000	0.500	5.760

Conforming 5/1 ARM

RATES	POINTS	APR	APPLY NOW
4.875	1.250	5.281
5.000	0.750	5.283
5.125	0.250	5.286
5.250	0.000	5.311
5.750	-0.750	5.434

Jumbo 5/1 ARM

RATES	POINTS	APR	APPLY NOW
6.375	1.250	5.832
6.500	1.000	5.859
6.625	0.750	5.885
6.750	0.500	5.911
6.750	0.500	5.911

Conforming 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.000	1.000	5.278
5.125	0.500	5.295
5.250	0.250	5.335
5.375	0.000	5.375
5.750	-0.750	5.495

Jumbo 7/1 ARM

RATES	POINTS	APR	APPLY NOW
6.750	1.250	6.172
6.875	1.000	6.214
7.000	0.750	6.257
7.125	0.500	6.299
7.125	0.500	6.299

Conforming 10/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	1.250	5.591
5.625	0.750	5.627
5.750	0.250	5.663
5.875	0.000	5.722
6.250	-0.750	5.901

Jumbo 10/1 ARM

RATES	POINTS	APR	APPLY NOW
7.000	1.750	6.331
7.000	1.750	6.331
7.125	1.500	6.394
7.250	1.250	6.458
7.375	1.000	6.521

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Interest Only Programs

Conforming Programs: Interest Only
Conforming rates for loans under $417,000

Jumbo Programs: Interest Only
Jumbo rates for loans over $417,000

Conforming: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
4.875	0.750	4.684
4.875	0.750	4.684
5.000	0.250	4.670
5.125	0.000	4.678
5.500	-0.500	4.724

Jumbo: Interest Only 3/1 ARM

RATES	POINTS	APR	APPLY NOW
6.750	1.250	5.189
6.875	1.000	5.197
7.000	0.750	5.205
7.125	0.500	5.214
7.125	0.500	5.214

Conforming: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
5.000	1.000	4.798
5.125	0.500	4.801
5.250	0.250	4.826
5.375	0.000	4.851
5.375	0.000	4.851

Jumbo: Interest Only 5/1 ARM

RATES	POINTS	APR	APPLY NOW
6.500	1.250	5.404
6.625	1.000	5.430
6.750	0.750	5.457
6.875	0.500	5.483
6.875	0.500	5.483

Conforming: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
5.125	1.000	4.915
5.250	0.750	4.955
5.375	0.250	4.973
5.500	0.000	5.013
5.500	0.000	5.013

Jumbo: Interest Only 7/1 ARM

RATES	POINTS	APR	APPLY NOW
6.750	1.500	5.806
6.875	1.250	5.849
7.000	1.000	5.892
7.125	0.750	5.935
7.125	0.750	5.935

Conforming: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
5.500	1.000	5.247
5.625	0.750	5.307
5.750	0.250	5.343
5.875	0.000	5.403
5.875	0.000	5.403

Jumbo: Interest Only 10/1 ARM

RATES	POINTS	APR	APPLY NOW
7.000	1.750	6.349
7.125	1.500	6.412
7.250	1.250	6.475
7.375	1.000	6.538
7.375	1.000	6.538

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